BARCLAYS BANK PLC

Opening Times: Mon-Fri 09:30-16:30

There are normally two separate instances where you will not have to pay interest on your card balance; on your initial balance transfer and for a set period of time after you receive your statement each month. When you get a new card you may be given an interest-free period of between three months and a year to pay off any balance transfers from your old credit card, store card or loan. This service usually carries a one-off handling fee. You’ll also usually be given an interest-free period every month after you receive your statement. If you pay off your statement balance in full before the end of the interest-free period you won’t pay any interest on your purchases. This does not generally apply to balance transfers (after the introductory period), cash withdrawals or cheques drawn from your credit card account. The interest-free period on all Barclaycards is 56 days.