Money Solutions UK - Products, offers, news

News

New loan products from Money Solutions Uk

08/11/2012

We have just launched anoter new small unsecured loan product to the market. A small loan product for people who have had credit issues in the past and need a short term borrowing solution that is not a payday loan.

The basic outline criteria are as follows;

1. Minimum Age: 23 years old _ Maximum Age: 74 years old
2. Minimum Employment “Employed” 6 Months,
3. Not in an IVA or been made Bankrupt
4. Weekly/Monthly wages paid into UK Bank Account with a debit card
5. Minimum Loan: £500 - Maximum Loan £2,000
6. Maximum Loan Term 7 months

You can apply by calling 01179 055125 or viting our website

If you require a larger level of borrowing then a loan with a guarantor may be a solution if you can find someone to back your loan - A Guarantor will need to meet fairly basic criteria to qualify, the key one being that they must be a homeowner. Home ownership is considered a key factor when assessing the credit worthiness of the guarantor and the application as a whole and at this point in time is a mandatory requirement. The loan guarantor must also have a stable credit history and steady income from employment or perhaps pensions.

Unsecured Business loans from Money Solutions uk

25/10/2012

We can arrange unsecured loans for business in as little as 2 weeks. All we need do initially is complete a short application form with you over the phone and then arrange a call back to discuss terms in more detail. So long as you meet the folliwng basic criteria you can apply;

 

• Looking to borrow between £5k & £100k over a period of up to 5 years
• A limited company or limited liabilty partnership
• Trading history and filed accounts for 2 years
• A stable and creditworthy business with UK resident directors
• Unsecured business loans can be used for almost any purpose excluding property development

CLICK HERE for more info

 

Interest free Retail Finance from Money Solutions uk

01/06/2012

Interest Free Credit

Moneysolutionsuk work differently to other finance brokers. We understand your business and take a consultative approach when discussing the different credit solutions that may be available. We will guide you based on our significant experience in the retail finance industry. History, product type and turnover are just a few of the criteria considered by MoneysolutionsUk when looking for an interest free credit facility for your business. Moneysolutionsuk will help you source your credit licence where required and get you set up within a matter of days once approved.

Moneysolutionsuk provide interest free and interest bearing sales finance solutions to customers of small and medium sized retailers in a wide range of market sectors including the following

  • Furniture: Carpets, Sofas, dining room and kitchen retailers
  • Automotive: Tyres, Accesories, Motorcycles
  • Electrical: Televisions, Home Cinema, laptops, gaming machines, DVD players
  • Jewellery: Watches, rings, diamonds
  • Leisure: Hot tubs, Cycles, Fishing equipment, Sports equipment
  • Various: Musical instruments, DIY, Funerals
  • COMING SOON - Home Improvement: Windows, renewable energy, doors and conservatory retailers

If you don't meet the lender criteria don't worry Retail Solutions can provide alternatives to help your customers source funds on any product or service.

new secured loan facility

24/02/2012

Many lenders today are keen to protect their exposure by looking for some form of security when approving a loan for you. Many lenders will consider property as suitable security for a mortgage or homeowner loan
Guarantor loans present some lenders with the comfort of having an additional level of security on small personal loans up to £5000. If you can find a guarantor to trust you then our Guarantor loan providers trust you and therefore your credit rating is not so important.

You may be looking to get an loan quickly and for a relatively short term, to pay a VAT bill or solve a short term cashflow issue. If you have valuable possessions that you are happy to use as security then you could get a loan paid out to you within 48 hours!
You could use the following as security on a loan;
• Luxury Watches.
• Jewellery, Gold and Diamonds.
• Prestige and classic Cars.
Fine Art and Antiques.
Yachts and Boats.
• Other personal assets considered such as wine collections!
We can arrange direct lender contact and a swift valuation of your personal asset so you know how much you can borrow. There are no credit checks and the loan is paid out within 48 hours of being received by the lender.

Launch of Business Utilities Uk.com

06/01/2012

We have just launched a new web service for Businesses both large and small, Business Utilities Uk is a market leading Business Utility Broker in the UK.

Specialising in the commercial Electricity and Gas markets we search for the best deal but charge you absolutely nothing. We work for you, not the suppliers. We take your utility business to several providers and use our buying power to make sure you get the best price available.

We are so confident of our service that, unlike many other brokers, we do not ask you to enter into an agreement with Business Utilities uk.

If we don’t deliver you are free to use whoever you wish to source your energy requirements. Business Utilities Uk search for your supply against supplier matrix pricing to identify the best price for your business, once this is complete we then negotiate directly with the top three suppliers to see if we can drive down the price further. The results from this are delivered to you to make your decision on which supplier you prefer.

Sounds simple and to us it is as we go through this process every day, on behalf of our clients. Most businesses carry out the same exercise with a selection of suppliers we do it with all of our suppliers so you can be confident the prices offered are the best from the greatest range.

http://www.business-utilitiesuk.com/

All you need is a bill with your supply number on it and we'll do the rest for you.........

Vehicle Sourcing

14/10/2011

Through our extensive range of suppliers, we can now offer our customers direct access to a wide range of cars and commercial vehicles at specially negotiated prices.

 

With so much variety available in the marketplace, buying vehicles for your business can be very confusing.

 

There are many ways to buy vehicles these days, however, when buying for your business, are you sure that you are always getting the best deal? If you run a large fleet of over 50 units, you will certainly get favourable terms, however if your business only runs one or two vehicles, it's unlikely that you will enjoy the same terms as the larger fleet operators.

 

This is where we can help you..... We can get direct access to corporate terms with many manufacturers, Motorsource Solutions can help your business to acquire vehicles for your business at competitive prices - whatever the size of your company we can save your business money.

 

So... how does it work?

1. Specify - you decide what type of vehicle you want - we recommend that you even test drive and obtain a quotation from a dealer in the first instance.

 

2.Search - contact us directly for assistance

 

3. locate - we will check availability to see if an order can be satisfied from in-stock and let you know availability and lead times

 

4.Source - we will secure the vehicle(s) for you and then order it on your behalf, we can also arrange finance for you if so required

 

5.Supply - We will manage the end-to-end process from order through to delivery, ensuring that you are kept aware throughout

 

We pride ourselves on the service that we give to our customers and always make every effort to ensure that the buying process is a painless process from order through to delivery.

 

So, if you are currently looking to buy a car or commercial vehicles for your business please call us on 0871 8723841 and we would be happy to assist you.

 

http://www.moneysolutionsuk.com/contact.html

 

Commercial finance

02/09/2011

http://www.moneysolutionsuk.com/business.htm l We have partnered up with a finance specialist in the business and commercial environment. Whether it be for working capital, property and development or business acquisition then we can help finding the right solution for you. Drop us a line outlining your requirements and we'll back to you discuss this in person.Click here to submit an enquiry http://www.moneysolutionsuk.com/business.html

Businesses looking to buy a new car or van

19/08/2011

If you know the make and model you want then just let us know and we'll see what savings we can get you via our trade partners.

We can save you up to 25% on the cost of a new vehicle and spread the cost on finance at the same time.

http://www.moneysolutionsuk.com/business.html

 

Cashflow finance

27/05/2011

If you run a Hotel, restaurant, florist, clothing outlet, garage or other retail businesses we offer you a commercial funding or stocking finance product that can have the funds in your account within a couple of weeks. If you need a cashflow injection, finance for refurbishing your premises or for stock this finance option is flexible and quick to process. You don't need to provide accounts or present a business plan - just cashflow or card payment evidence and trade references. Call us today with your commercial finance queries and we'll take it from there. Or visit our website at http://www.moneysolutionsuk.com/commercialfunding.html

Commercial loans

13/05/2011

http://www.moneysolutionsuk.com/business.html We have partnered up with a specialist in Business and commercial finance. Whether it be for working capital, property or business acquisition then we can help finding the right solution for you. Drop us a line outlining your requirements and we'll back to you discuss this in person.Click here to submit an enquiry http://www.moneysolutionsuk.com/business.html

New personal loan products

29/04/2011

2 new personal loan products wnet live last week. Personal loans from £1000 to £10000 exclusively to homeowners and at sensible rates with sympathetic underwriting. Enquire at  http://www.moneysolutionsuk.com/personal.html for more information.

Finance for stock or cashflow injection

15/04/2011

For Hotels, restaurants, florists, clothing outlets, garages and other retail businesses we bring you a commercial funding or stocking finance product that can have the funds in your account within a couple of weeks. If you need a cashflow injection, finance for refurbishing your premises or for stocking this finance option is flexible and quick to process. You don't need to provide accounts or present a business plan - just cashflow or card payment evidence and trade references. Call us today with your commercial finance queries and we'll take it from there. Or visit our website at http://www.moneysolutionsuk.com/commercialfunding.html

Personal loans

11/03/2011

Money Solutions Uk offer a rich source of finance or home improvements such as kitchens, bathrooms, windows. Loans for Debt consolodation or business cash injection. For companies looking to offer their customers credit solutions there are very few options available unless you happen to be a larger, well established company. We can provide an alternative to traditional retail finance at http://www.moneysolutionsuk.com/ Home owners have a distinct advantage when applying for loans whether secured or unsecured and by using our personal loan placement facilities will have access to our panel of all the key loan providers in the UK.We will help customers to get the lowest APR loan and we charge no broker fees. Just fill out the form here and we'll call the customer back http://www.moneysolutionsuk.com/personal.html

personal loans

25/02/2011

A new personal loan product to be announced early next week. Personal loans from £1000 to £10000 exclusively to homeowners and at sensible rates with sensible underwriting. Enquire at http://www.moneysolutionsuk.com/personal.html for more information.

 

 

Retail Solutions - Finance and credit options for retail customers

07/02/2011

Moneysolutionsuk bring you Retail solutions, a new and unique alternative to retail finance, our aim is to give customers more freedom in choosing how they pay for goods and services. For businesses looking to offer their customers retail finance and credit solutions there are very few options available unless you happen to be a larger, well established company. Key players in retail finance will be looking for companies turning over at least £1,000,000 on sales or have a track record of £100,000 retail finance volume per year. This is an alternative to Retail Finance, especially useful to companies who have a website and therefore can place links to our loan application page. Customers are able to use our personal loan placement facilities and the retailer receives communication updating them on the status of the application. We will help customers to get the lowest APR loan whether they are a homeowner or tenant. We charge no monthly fees so represent a cost effective alternative solution to traditional retail finance, finance that we know is restricted to larger companies and those prepared to pay a premium. www.moneysolutionsuk.com/retailfinance.html

Loan Solutions

14/01/2011

Money Solutions Uk offer a rich source of finance or home improvements such as kitchens, bathrooms, windows. Loans for Debt consolodation or business cash injection. For companies looking to offer their customers credit solutions there are very few options available unless you happen to be a larger, well established company. We can provide an alternative to traditional retail finance at http://www.moneysolutionsuk.com/

Home owners have a distinct advantage when applying for loans whether secured or unsecured and by using our personal loan placement facilities will have access to our panel of all the key loan providers in the UK.We will help customers to get the lowest APR loan and we charge no broker fees. Just fill out the form here and we'll call the customer back http://www.moneysolutionsuk.com/personal.html

 

Loans and Finance solutions for 2011

07/01/2011

At Moneysolutionsuk you can browse everything from finance and loans to mortgages and insurance in your one stop money shop.

We have over 22 years' experience in the finance industry and we were founded to help you find the best deals. At Moneysolutionsuk you can take comfort from dealing with an independent company that responds to YOUR needs and deal with people that have the experience in Finance and the understanding of your needs.

We offer an extensive range of consumer and commercial lending products and services including personal and secured loans, mortgages for residential and commercial purposes, general insurances for domestic and commercial customers, business leasing and asset finance, stocking finance, retail finance solutions for online and high street retailers. Available to retailers who sell online as well as in store, we can offer small and medium size businesses a genuine alternative to the traditional point of sale finance offers.

http://www.moneysolutionsuk.com/index.html

Stocking Finance

17/12/2010

For Retail businesses we bring you a commercial funding or stocking finance product that can have the funds in your account within a couple of weeks. Whether for refurbishing the premises, boosting cash flow or for stocking this finance option is flexible and quick to process. You don't need to provide accounts or present a business plan - just cashflow or card payment evidence and trade references. Call us today with your stocking finance queries and we'll take it from there.

Personal Loan for home improvements

10/12/2010

For home improvement loans there is a rich source of personal finance available for home improvements such as kitchens, bathrooms, windows and renewable energies.

Individuals looking to borrow on an unsecured personal loan will find it difficult to get a good rate unless they are a homeowner. There are a few personal loan companies who offer non homeowner loans but often the APR climbs dramatically

Home owners have a distinct advantage when applying for loans whether secured or unsecured and by using our personal loan placement facilities will have access to our panel of all the key loan providers in the UK.We will help customers to get the lowest APR loan and we charge no broker fees. Just fill out the form here and we'll call the customer back http://www.moneysolutionsuk.com/personal.html

Loans for home improvements

29/11/2010

For home improvement loans there is a rich source of finance available for home improvements such as kitchens, bathrooms, windows and renewable energies. For companies looking to offer their customers credit solutions there are very few options available unless you happen to be a larger, well established company. We can provide an alternative to traditional retail finance at http://www.moneysolutionsuk.com/

Home owners have a distinct advantage when applying for loans whether secured or unsecured and by using our personal loan placement facilities will have access to our panel of all the key loan providers in the UK.We will help customers to get the lowest APR loan and we charge no broker fees. Just fill out the form here and we'll call the customer back http://www.moneysolutionsuk.com/personal.html

 

Further new retail finance partners

19/11/2010

For businesses looking to offer their customers retail finance and credit solutions there are very few options available unless you happen to be a larger, well established company. Key players in retail finance will be looking for companies turning over at least £1,000,000 on sales or have a track record of £100,000 retail finance volume per year.

This is an alternative to Retail Finance, especially useful to companies who have a website and therefore can place links to our loan application page. Customers are able to use our personal loan placement facilities and the retailer receives communication updating them on the status of the application.

We will help customers to get the lowest APR loan whether they are a homeowner or tenant. We charge no monthly fees so represent a cost effective alternative solution to traditional retail finance, finance that we know is restricted to larger companies and those prepared to pay a premium.

 

 

new advertising partners

New retail solutions

17/09/2010

New finance solutions for businesses who sell goods online have been launched this month.

We are also adding new lenders to our panel in commercial asset finance and for consumers 2 new guarantor loan providers.

Visit www.moneysolutionsuk.com for more info

 

Further Insurance comparison options

20/08/2010

Now offering life and other insurance quotes on our new comparison system

http://www.moneysolutionsuk.com/insurance

 

 

Asset Finance solutions

02/08/2010

Moneysolutionsuk are pleased to partner with a leading provider of leasing, lease purchase, hire purchase and commercial loans to businesses. The company was established 20 years ago and has aggressively expanded their activities and sought to lend money to businesses both large and small.

http://www.moneysolutionsuk.com/commercialleasing.html

Car Finance from 30 lenders!

23/07/2010

We compare over 30 car finance lenders, finding you the best car loan available, saving you time, effort and money
 
 
Run your own business? We can also help with market leading deals for car leasing

Looking for a better deal on your business utilities?

16/07/2010

Look here and click on Business energy to see if you can indded save money on your regular energy costs

http://www.moneysolutionsuk.com/utilities.html

New products live today

09/07/2010

Now offering comparison quotes on Home, Car, Van, Bike, travel and breakdown insurance

http://www.moneysolutionsuk.com/insurance.html

 

New retailers going live today

02/07/2010

3 new retailers have gone live in the last 3 days, choosing Money Solutions UK for its low set up costs, good commissions and broad range of support services.

 

 

Retail Finance

25/06/2010

Retail Finance Solutions from Money Solutions UK is a new and unique alternative to retail finance, our aim is to give customers more freedom in choosing how they pay for goods and services.

Open for business

11/06/2010

At MoneysolutionsUK we have over 22 years' experience in the finance industry and were founded to help you find the best deals.

Whether you are a customer looking for a loan or a business looking to raise funding we have a solution. We can help individuals find the best deals for their insurance or mobile phone or help retailers find a solution to their customer credit needs.  

Personal or business, if you are looking for a Money Solution then look no further than Money Solutions UK.

 

 

Articles

Getting a loan with no credit check from Money Solutions Uk

25/10/2012

A question often asked is how can you possibly get a loan without being credit checked. The short answer is that without some sort of additional security being offered you can't! Any lender offering you an unsecured loan will conduct a credit check on you whether you be using the loan to buy furniture, a holiday or a car.

There are however one or two lenders around that will offer you a no credit check loan so long as you can meet certain criteria. One way to borrow money with no check is to put up something tangible as security, for example a car or a piece of art. Loans secured in this way are becoming ever more popular for the asset rich cash poor demographic as a means of raising funds quickly (usually cash in the bank within 48 hours) with minimal fuss. The lender simply securely stores the asset until the loan has been repaid, typically within 3 - 6 months. This can therefore be used as an excellent bridging facility or for commercial purposes such as the dreaded VAT bill and you can can borrow up to £1,000,000 in this way.

For smaller personal loans with no credit check then a guarantor loan is an option if you are needing to borrow up to £5000. You simply need to provide the added security of a guarantor who gives the lender comfort that the loan will be repaid if you default. This can be especially useful if you have little credit history or indeed a rather tarnished one.

Google them - They can be called poor credit loans, bad credit loans, no credit check loans amongst many other things but they all generally refer to a guarantor loan. Don't be misled though, there is no easy way to get a loan if you have had issues in the recent past or don't meet the criteria of the big banks. For the select few who can get a guarantor to help then getting a no credit check loan is a reality.

The Bank of Mum and Dad or a guarantor loan

14/06/2012

Typically for those people who can't get a loan through their bank or from one of the many prime lending institutions (think big banks, supermarket chains etc) the options are relatively limited. Historically how many of us when younger had to ask, nay beg our parents for some help to get that car finance we needed or a loan towards the deposit on a rented flat.


In these austere times many parents haven't perhaps got the funds readily available to help out their children. Their ISA maybe has been plundered already, the credit card up to it's limit or the bank account suffering from a drop off in quarterly bonus rewards.

One of our personal loan products may be beneficial as an alternative to the bank of Mum and Dad as it allows them to help their offspring raise the money they require in the form of a loan but without them having to put their hand in their own pocket.


Often referred to as No credit check loans or Guarantor loans the customer gets the benefit of borrowing the money in their own name and controlling the monthly payments on a typical advance of up to £5000. The parent or though it can equally be another family member or friend simply to stand behind you and guarantee that the payments will be met if the customer falls behind on the payments themselves.


To get a guarantor loan you will need to have a guarantor who is happy with your credit worthiness and is willing to back your guarantor loan. They will need to be between 18 and 75, a homeowner with a Uk bank account and steady income. If they trust you then our lenders trust you and therefore your credit rating is not so important.


So if you are the banker at the local branch of Mum and Dad then maybe you could consider this next time you are asked for help with a loan.

Merchant Cash Advance - a possible cash flow loan solution

28/05/2012

For most businesses in the Uk to run effectively, cash flow is. If you do not have adequate cash flow, your commercial operation and day to day running is likely to be affected, clearly something business owners will want to avoid.
Naturally the Bank overdraft is likely to be the most commonly used means of providing money for everyday business. However, for companies that cannot meet the demands of their bank, a merchant cash advance may be a viable solution. A lot of businesses that do not qualify for unsecured or secured bank loans may benefit greatly from this method of borrowing.

A merchant cash advance is a loan provided to the business secured against its credit or debit card payments. A merchant company will advance a loan to a business to be used for almost anything they like. To repay the loan, the business commits to give an agreed percentage of its credit or debit card payments to the merchant cash advance company until the whole amount has been cleared. These payments are made directly to the merchant company.

When processing a merchant cash advance there is no requirement to provide additional security IE property or tangible assets which means that the process can be completed a lot quicker than a more traditional mortgage or asset backed finance arrangement. All the security is in the future card receipts of the retailer. For this reason the loans are suitable for Hotels, Shops, Garages, Salons, Restaurants, Florists, in fact almost any business that processes cards payments.

To qualify for a merchant cash advance, a business needs to have been trading for at least 12 months. The business also needs to show a minimum of £3,500 monthly turnover on credit or debit cards. Once verified and once the business has completed and passed the credit checks the loan will be processed and the value of the advance agreed.

Credit history is considered but is not the sole means of deciding whether the loan will be granted, affordability is likely to be more important. The business will be asked to provide business bank statements and need to demonstrate a stable proposition. A business can apply for a loan of up to £150,000 with few restrictions on what it can be used for.

So if your business accepts credit cards and has been trading for a year or more, you are likely to qualify for a merchant cash advance. The merchant will acquire your future credit and/or debit card receipts and you can receive cash injection into your business within days. Your repayments are taken as a percentage of the amount of business you do on your card transactions. Put simply the lender gets paid when your business gets paid!

Looking for commercial finance advice

11/05/2012

People are coming to us with the idea that banks no longer wish to lend money, so what can we do to help? Banks are saying they want to lend but the right deals just are not available. So what is the truth of the matter?

Lending criteria are becoming tighter and flexibility which the old fashioned bank manager used to exhibit, his discretion, is disappearing. Your bank manager wants to help, but it seems his hands are tied. The government is trying to help as well, but one wonders what experience civil servants have of business needs at the sharp end!

Our job is to understand clients’ situation and then match it to appropriate commercial Finance providers and if its not going to happen let the client know at an early stage. But we also recognise we have to help the lending manager; the easier we make his job the better for him and therefore for your client. That creates a Win-Win situation.

Have you previously failed for a loan because you couldn't provide a suitable guarantor

04/05/2012

Have you previously failed for a loan because you couldn't provide a suitable guarantor? There's a shift in one lenders policy that operates in the Guarantor Loan market that could make it a lot easier for some customers to qualify for a loan.


As of today, one of our loan providers is dropping the requirement for guarantors to be a homeowner. Home ownership will still be considered when assessing the credit worthiness of the guarantor and the application as a whole, but it will no longer be a mandatory requirement as before.

This has previously been a stumbling block for some customers who don't know a suitable homeowner to act as guarantor on a loan for them. It may be the only home owner you know is a family member and you are not comfortable asking them. You may have a friend however who has a good clean credit history and happy to help you but isn't a home owner.


Well now they can help you under the revised guarantor loan criteria. Your guarantor must be aged 18-70, be good with their money, financially stable and it helps if you own your own home though it's not essential.


As highlighted in a previous article a guarantor loan is most likely not for customers who have a poor track record if they have no genuine intent to improve their situation. It is similar to applying for a job and not being able to supply character references. This type of loan will only be helpful to a customer who can find someone who is deemed a secure and responsible individual to stand guarantor to the loan. The guarantor for the loan is ultimately responsible for the payments should the applicant default, this is the lenders security.


Click here for more information on guarantor loans

Guarantor loans From Money Solutions Uk

27/04/2012

A Guarantor Loan is one possible solution for customers who have never had credit in the past or have got an impaired credit and require a loan. There are a great many loan products available in the Uk, but the guarantor loan enables customers who have a good character and willingness to pay the opportunity to raise a loan should they need one. It could be seen as an irony that consumers in the uk who require credit the most are the least likely to get it. If consumers with impaired credit are lucky enough to be offered a facility, they will more than likely be charged a higher rate for the privilege.

Many lenders in the Uk are targeting asset backed finance to give themselves greater comfort and security in the current climate. This move away from unsecured lending is exemplified by the range of available property-backed homeowner loan providers, and also the increasing number of niche products such as ones that enable a customer to raise money secured against personal valuables like cars, antiques or jewellery.

A guarantor loan could be viewed in a similar vein. If a customer cannot get a loan from his or her bank or doesn't meet the criteria of one of the other large financial institutions in the Uk it doesn't always follow that they have a poor track record of paying back a loan. If a customer hasn't had credit before they may be declined, if they have changed jobs or moved recently they may also be declined.

A guarantor loan is most likely not for customers who have a poor track record if they have no genuine intent to improve their situation. It is similar to applying for a job and not being able to supply character references. This type of loan will only be helpful to a customer who can find someone who is deemed a secure and responsible individual to stand guarantor to the loan. The guarantor for the loan is ultimately responsible for the payments should the applicant default, this is the lenders security.

The product is self vetting in this case. Ask yourself, would you stand guarantor unless you were extremely confident that the applicant was going to make payments on the loan? The guarantor generally is going be someone related to the applicant or very close to them or possibly in some cases an employer or landlord. They also need to be a homeowner and in receipt of a regular income. To prevent fraud the guarantor will be sent the proceeds of the loan to pass on to the applicant. This final stage in the process ensures that they are fully aware of their commitment and also verifies their relationship with the applicant.


Find out more by visiting http://www.moneysolutionsuk.com/guarantorloaninfomation.html

Guarantor Loans and how they work

09/12/2011


A Guarantor Loan is one possible solution for customers who have never had credit in the past or have got an impaired credit and require a loan. There are a great many loan products available in the Uk, but the guarantor loan enables customers who have a good character and willingness to pay the opportunity to raise a loan should they need one. It could be seen as an irony that consumers in the uk who require credit the most are the least likely to get it. If consumers with impaired credit are lucky enough to be offered a facility, they will more than likely be charged a higher rate for the privilege.

Many lenders in the Uk are targeting asset backed finance to give themselves greater comfort and security in the current climate. This move away from unsecured lending is exemplified by the range of available property-backed homeowner loan providers, and also the increasing number of niche products such as ones that enable a customer to raise money secured against personal valuables like cars, antiques or jewellery.

A guarantor loan could be viewed in a similar vein. If a customer cannot get a loan from his or her bank or doesn't meet the criteria of one of the other large financial institutions in the Uk it doesn't always follow that they have a poor track record of paying back a loan. If a customer hasn't had credit before they may be declined, if they have changed jobs or moved recently they may also be declined.

A guarantor loan is most likely not for customers who have a poor track record if they have no genuine intent to improve their situation. It is similar to applying for a job and not being able to supply character references. This type of loan will only be helpful to a customer who can find someone who is deemed a secure and responsible individual to stand guarantor to the loan. The guarantor for the loan is ultimately responsible for the payments should the applicant default, this is the lenders security.

The product is self vetting in this case. Ask yourself, would you stand guarantor unless you were extremely confident that the applicant was going to make payments on the loan? The guarantor generally is going be someone related to the applicant or very close to them or possibly in some cases an employer or landlord. They also need to be a homeowner and in receipt of a regular income. To prevent fraud the guarantor will be sent the proceeds of the loan to pass on to the applicant. This final stage in the process ensures that they are fully aware of their commitment and also verifies their relationship with the applicant.

Find out more by visiting http://moneysolutionsuk.com/guarantor-loans.html

Motor Source Solutions

10/11/2011

Working exclusively with our Asset Finance partners we can offer customers direct access to a wide range of cars and commercial vehicles at specially negotiated prices via an extensive range of suppliers,

With so much variety available in the marketplace, buying vehicles for your business can be very confusing.  There are so many ways to buy vehicles these days, however, when buying for your business, are you sure that you are always getting the best deal? If you run a fleet of over 50 units, you will certainly get favourable terms, however if your business only runs one or two vehicles, it's unlikely that you will enjoy the same terms as the larger fleet operators. This is where we can help you!

With direct access to corporate terms with many manufacturers, Motorsource Solutions can help your business to acquire vehicles for your business at competitive prices - whether you are small business running one van or a larger business running over 30 cars, we can save your business money.

So... how does our service work?

Specify - you decide what type of vehicle you want - we recommend that you even test drive and obtain a quotation from a dealer in the first instance.

Search - contact us directly for assistance

locate - we will check availability to see if an order can be satisfied from in-stock and let you know availability and lead times

Source - we will secure the vehicle(s) for you and then order it on your behalf, we can also arrange finance for you if so required

Supply - our experienced team will manage the end-to-end process from order through to delivery, ensuring that you are kept aware throughout

We pride ourselves on the service that we give to our customers and always make every effort to ensure that the buying process is a painless process from order through to delivery.

So, if you are currently looking to buy a car or commercial vehicles for your business please call us on 0871 8723841 or email the details of the vehicle you require to info@moneysolutionsuk.com


 

personal loan offers

11/03/2011

Money Solutions Uk offer a rich source of finance or home improvements such as kitchens, bathrooms, windows. Loans for Debt consolodation or business cash injection. For companies looking to offer their customers credit solutions there are very few options available unless you happen to be a larger, well established company. We can provide an alternative to traditional retail finance at http://www.moneysolutionsuk.com/ Home owners have a distinct advantage when applying for loans whether secured or unsecured and by using our personal loan placement facilities will have access to our panel of all the key loan providers in the UK.We will help customers to get the lowest APR loan and we charge no broker fees. Just fill out the form here and we'll call the customer back http://www.moneysolutionsuk.com/personal.html

Retail Finance alternative solutions

04/03/2011

Moneysolutionsuk bring you Retail solutions, a new and unique alternative to retail finance, our aim is to give customers more freedom in choosing how they pay for goods and services. For businesses looking to offer their customers retail finance and credit solutions there are very few options available unless you happen to be a larger, well established company. Key players in retail finance will be looking for companies turning over at least £1,000,000 on sales or have a track record of £100,000 retail finance volume per year. This is an alternative to Retail Finance, especially useful to companies who have a website and therefore can place links to our loan application page. Customers are able to use our personal loan placement facilities and the retailer receives communication updating them on the status of the application. We will help customers to get the lowest APR loan whether they are a homeowner or tenant. We charge no monthly fees so represent a cost effective alternative solution to traditional retail finance, finance that we know is restricted to larger companies and those prepared to pay a premium. http://www.moneysolutionsuk.com/retailfinance.html

new personal loan offers

25/02/2011

A new personal loan product to be announced early next week. Personal loans from £1000 to £10000 exclusively to homeowners and at sensible rates with sensible underwriting. Enquire at http://www.moneysolutionsuk.com/personal.html for more information.

 

Where to go for a personal loan?

04/02/2011

Black Horse Finance recently decided to pull out of the unsecured loan market.The Lloyds Bank subsidiary, who dealt mainly through finance brokers have decided to call it a day. The problem this presnts to customers in the Uk is that they were really the last lender left in the broker market. Where can customers go now for an unsecured loan?

Our advice to consumers looking for a loan is to first try your own bank or the big supermarkets who also offer unsecured loans rates from 7.2% APR. If you get turned down for a low rate unsecured loan, then the next most cost effective option is a secured loan.

Moneysolutionsuk have access to the best secured loan lenders and master brokers in the country and we will do our level best to get you the best loan rate for you.

The main secured loan providers include Norton Finance, Nemo, Central Trust, Ocean Finance and Blemain. Secured loan rates will vary and are determined by how good or bad your credit history is. The typical lenders or brokers charge fees of around 10%, therefore on a £20,000 secured loan prepare to see a broker/lender fee of around £2,000 taking the total loan to approximately £22,000.

The reason the fees are so large, is that many years ago high redemption penalties enabled the banks to pay high commissions and the well publicised PPI product also provided lenders with a substantial income stream. Consumers paid this sort of fee before, it’s just now the fee charging and redemption penalties are completely transparent.

If you need are inetrested in a secured loan, please feel free to complete the simple enquiry form below.

http://www.moneysolutionsuk.com/personal.html

 

Home Improvement loans

28/01/2011

For home improvement loans there is a rich source of personal finance available for home improvements such as kitchens, bathrooms, windows and renewable energies.

Individuals looking to borrow on an unsecured personal loan will find it difficult to get a good rate unless they are a homeowner. Often it is best to try your own bank or look at the large supermarket chains with financial services arms for an unsecured loan at an APR of circa 7.3%. There are a few personal loan companies who offer non homeowner loans but often the APR climbs dramatically or there are conditions attached such as a requirement for a guarantor.

Home owners have a distinct advantage when applying for loans whether secured or unsecured and by using our personal loan placement facilities will have access to our panel of all the key loan providers in the UK.We will help customers to get the lowest APR loan and we charge no broker fees. Just fill out the form here and we'll call the customer back http://www.moneysolutionsuk.com/personal.html


 

Sell offers

Business cash injection and stocking finance

18/03/2011

For Retail businesses we bring you a commercial funding or stocking finance product that can have the funds in your account within a couple of weeks. Whether for refurbishing the premises, boosting cash flow or for stocking this finance option is flexible and quick to process. You don't need to provide accounts or present a business plan - just cashflow or card payment evidence and trade references. Call us today with your stocking finance queries and we'll take it from there. http://www.moneysolutionsuk.com/business.html

Alternative to Retail finance

18/02/2011

Moneysolutionsuk bring you Retail solutions, a new and unique alternative to retail finance, our aim is to give customers more freedom in choosing how they pay for goods and services. For businesses looking to offer their customers retail finance and credit solutions there are very few options available unless you happen to be a larger, well established company. Key players in retail finance will be looking for companies turning over at least £1,000,000 on sales or have a track record of £100,000 retail finance volume per year. This is an alternative to Retail Finance, especially useful to companies who have a website and therefore can place links to our loan application page. Customers are able to use our personal loan placement facilities and the retailer receives communication updating them on the status of the application. We will help customers to get the lowest APR loan whether they are a homeowner or tenant. We charge no monthly fees so represent a cost effective alternative solution to traditional retail finance, finance that we know is restricted to larger companies and those prepared to pay a premium. www.moneysolutionsuk.com/aboutretail.html

Commercial finance solutions

16/07/2010

Whether it be a mortgage, asset finance, cashflow or insurance requirement we can assist, just complete one of our short enquiry forms and someone will contact you within 24 hours.

http://www.moneysolutionsuk.com/business.html

 

 

http - //www.moneysolutionsuk.com/insurance.html

09/07/2010

Offering quotes for your home, car, van, bike, travel and breakdown insurance needs.

Cooperation search

advertise our services as an affiliate

25/10/2012

Become an agent of Money Solutions Uk

Visit our website for details or call us on 0117 9055125

 

 

New offers for retailers

13/07/2012

We have two new offers launching shortly

1. The first one outlined below is a retail finance lender that specialises in SME clients. This presents a great opportunity for many businesses that up until now could not get a direct lender relationship. The criteria are as follows:

Business turnover:  >£100,000
Net Worth:              Positive
Established:           >12 months
Require a Consumer Credit Licence
Products financed

o Furniture and interiors
o Jewellery and watches
o Health and fitness
o Consumer electronics
o Home appliances
o Automotive and marine
o Garden and DIY
o Kitchens and bathroom

2. We are also launching a new unsecured personal loan provider shortly that fills a significant gap in the unsecured market by offering the following product

• Minimum Loan Amount- £5,000
• Maximum Loan Amount- £50,000
• No Interest Only Option
• Over Payments permitted without penalty
• No Early redemption penalties
• Customer must be a homeowner though the loan is NOT secured
• Approximate APR 14.9%
• Geared towards clean customers

If you would like more information about any of the products mentioned above please drop us a line or give us a call on 0117 9055125
 

Alternative to retail Finance

18/02/2011

Moneysolutionsuk bring you Retail solutions, a new and unique alternative to retail finance, our aim is to give customers more freedom in choosing how they pay for goods and services. For businesses looking to offer their customers retail finance and credit solutions there are very few options available unless you happen to be a larger, well established company. Key players in retail finance will be looking for companies turning over at least £1,000,000 on sales or have a track record of £100,000 retail finance volume per year. This is an alternative to Retail Finance, especially useful to companies who have a website and therefore can place links to our loan application page. Customers are able to use our personal loan placement facilities and the retailer receives communication updating them on the status of the application. We will help customers to get the lowest APR loan whether they are a homeowner or tenant. We charge no monthly fees so represent a cost effective alternative solution to traditional retail finance, finance that we know is restricted to larger companies and those prepared to pay a premium. www.moneysolutionsuk.com/aboutretail.html

advertising finance and loans

01/11/2010

cuts of commissions paid simply for posting a link to our website http://www.moneysolutionsuk.com/personal.html